Personal insurance provides financial protection and peace of mind for individuals and families against unexpected events or emergencies. It includes various types of insurance policies designed to cover personal assets, health, and liabilities.
Home and Motor Insurance Package: Combines homeowners or renters insurance with Motor insurance coverage. Provides comprehensive protection for both your home and vehicles. Coverage may include property damage, liability, theft, vandalism, personal belongings, and medical payments. Bundling these policies often qualifies you for discounts and simplifies the insurance
Health and Life Insurance Package: Bundles health insurance and life insurance coverage together. Offers financial protection for both medical expenses and future financial needs. Health insurance covers medical costs, while life insurance provides a death benefit to beneficiaries. Ensures comprehensive coverage for both healthcare needs and long-term financial security.
Travel and Accident Insurance Package: Combines travel insurance with accident insurance coverage. Offers protection for unexpected events while traveling, such as trip cancellations, medical emergencies, lost luggage, and travel-related accidents. Accident insurance provides coverage for injuries, disabilities, or fatalities resulting from accidents, whether at home or abroad. Ideal for individuals or families who travel frequently and want peace of mind while on the go.
Personal Liability and Umbrella Insurance Package: Bundles personal liability insurance with umbrella insurance coverage. Personal liability insurance protects against lawsuits and legal claims for bodily injury or property damage that you're held responsible for. Umbrella insurance provides additional liability coverage beyond the limits of your primary insurance policies, offering extra protection against large liability claims. Helps safeguard your assets and future income from costly legal judgments and lawsuits.
Home/Motor Packages
Health/Life Packages
Choosing the correct car insurance for your family's vehicle is critical, but it can be a difficult and confusing process. You need vehicle insurance that ensures that any accidents or damage are covered. At Breri, we strive to make things as simple and hassle-free as possible. We'll ask the correct questions, explain the subtleties of optional coverages, and recommend coverage amounts that are appropriate for your degree of risk, allowing you to enjoy your cars while knowing you're fully covered. Finally, if you are involved in an accident, we will always be available to guide you and advocate for you.
Our comprehensive cover has the following inbuilt benefits Riot, Strike & Civil Commotion Annual valuation Personal Accident Cover (Death & Permanent Total Disability) for insured & named driver Agreed value basis (Subject to valuation by Approved Motor Valuers) Special Perils such as flooding Excess Protection Political Violence & Terrorism Extension Life Rider Cover 24/7 Roadside Assistance AMREF Air Ambulance
Your home is likely your largest financial investment. However, not all home insurance coverage are the same. In addition to insuring your physical structures and valuables, you may have a lot of questions regarding what is and isn't insured.
WHAT DOES HOME INSURANCE COVER? Home insurance, often known as Domestic Package, protects your most valuable assets. Your house insurance should consequently provide you the confidence to enjoy your lifestyle without fear of damage, loss, or theft. Home Insurance protects you against; Fire, lightning, water damage, landslides, floods, earthquakes, item impacts, riots, strikes, and malicious harm. Loss or damage to home items. Jewelry, cell phones, laptops, and other portable objects may be lost or damaged. Liability for compensating domestic helpers. Personal liabilities towards third parties
The most common fears individuals have when traveling is becoming extremely ill in an area where they do not understand the language, people, or customs, airline cancellations and delays, missing luggage, and concerns about bad weather disrupting flights. When these types of issues arise during your vacation, travel insurance can help. It protects you from unforeseen occurrences or charges that may occur before, during, or after your travel. As soon as you book your vacation, contact us about your insurance. This will assist ensure that you and your family are safe from the start.
WHAT DOES TRAVEL INSURANCE COVER? Travel insurance provides 24-hour coverage against the risk of incurring unexpected expenses as a result of specific occurrences or conditions. Some countries also need this before issuing visas. Medical and emergency expenses Travel Delay / Flight Cancellation Loss of personal belongings or luggage Accidental Injuries Loss of money Loss of passport Personal Liabilities
Did you know that in the event of an accident, your motor vehicle insurance will not cover your medical bills, disability, or even death as a driver? Serious injuries might result in a costly and prolonged rehabilitation, as well as increased medical bills. Furthermore, if you die, your family may require income from personal accident insurance to assist pay off loans or cover day-to-day living expenses. Accidents can occur at any time and in any location, including at home, work, or on vacation. When this happens, make sure that you and your family are well protected. Our Personal Accident coverage gives the financial support you or your family need to focus on recuperation.
WHAT DOES PERSONAL ACCIDENT INSURANCE COVER? Personal Accident Insurance compensates for death, permanent disability, temporary loss of income owing to disability caused by an accident, medical expenditures, and burial expenses incurred as a result of an injury sustained in an accident, whether Motor mobile or otherwise. The term "accident" refers to any incident that causes bodily injury and/or death, such as a traffic accident, slipping on a slippery floor, an assault by thugs, a fall from a height, an attack by a domestic animal such as a dog, choking, snake bites, an attack by a wild animal, an attack by bees, and so on.
When it comes to our health, we all want to know that if we become ill, if we will have access to the best care available as soon as possible, because our health is our most valuable possession. However, managing medical bills may be difficult and costly, especially without the proper medical insurance coverage. Private medical insurance is intended to do exactly that. Provide peace of mind. At Breri, we recognize that no two people or families have the same medical insurance needs, and not all insurance plans are the same. If you feel like you're going in circles, it's time to chat with us. We will ask you some questions to put you on the right track and present you with options so you can make an informed decision.